This study examines the cash flow management techniques and their financial stability in selected small and medium enterprises in Lucena City. In this regard, attention was given to cash flow management techniques such as inventory control, invoicing, credit policies, order fulfilment, customer order management, and overall control. As a result, revealed that most SMEs relied more on inventory management and credit invoicing to sustain their cash flow, while strategies, an overall control. This study analyses the cash flow management techniques of selected small and medium enterprises in Lucena City and their relationship to financial stability. In relation, those identifiers include inventory control, invoicing, credit policies, order fulfilment, customer order management, and other overall control. As a result, revealed that most small and medium enterprises rely more on inventory management and credit invoicing to sustain their cash flow, while strategies such as customer order monitoring and order fulfilment are less commonly utilised. In accordance with the analysis, effective cash flow practices contribute positively to improving liquidity and solvency. The effect on profitability was mixed. However, the findings indicate that, although some SMEs had profited from better liquidity and solvency, many others encountered issues. It is important that such cash flow is planned to achieve financial stability, although others experience financial challenges. But how much these plans affect profitability largely depends on their execution. Through conducting the research, it showed how SMEs with disciplined cash flow management practices experience better financial performance.